Response by currency

Six currencies can be opened today. The response shape never changes — what changes is which coordinate fields inside payoutRails[] are populated, decided by the provider behind the currency. Fields that do not apply are omitted entirely, not returned as null. These are all Get account bodies — the only endpoint that reliably returns funding instructions.

Field matrix

Currency	`payoutRail`	`accountNumber`	`sortCode`	`iban`	`bic`	`routingNumber`	`clabe`	`brCode`	`bank.name`	`bank.address`	`destination`	Fee shape
USD	`ach_push` `wire` `swift`	●	—	—	●	●	—	—	●	●	●	per-rail
EUR	`sepa`	—	—	●	●	—	—	—	●	●	●	per-rail
GBP	`faster_payments`	●	●	—	—	—	—	—	●	●	●	currency-wide
MXN	`spei`	◐	—	—	—	—	●	—	●	●	●	currency-wide
BRL	`pix`	◐	—	—	—	—	—	●	●	●	●	currency-wide
AED · FIAT	`uaefts` `uaeipp`	—	—	●	●	—	—	—	●	—	—	note only
AED · ONRAMP	`uaefts` `uaeipp`	—	—	●	●	—	—	—	●	—	●	per-rail

● always present · ◐ may or may not be present · — never present

bank.addressDetails is absent for every currency. Read bank.address instead.
paymentReference is absent for every currency. Do not build deposit attribution on it.
◐ means the field may or may not be present — write your integration to tolerate either.
Rail sets are not a fixed contract and can change. Iterate payoutRails rather than indexing into it.

Get account — a `200` per currency

USD

Rails: ACH + Wire + SWIFT · Category: ONRAMP All three rails carry the same account number and routing number; swift adds a bic on top for international senders. beneficiaryName is the provider’s legal entity, not your customer.

USD

{
  "id": "acct_8f2a1c4e9b7d43a6",
  "name": "USD Account",
  "displayName": "Operating USD",
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "USD",
  "balance": { "amount": "12450.00", "currency": "USD" },
  "createdAt": "2026-09-02T11:41:07Z",
  "updatedAt": "2026-09-18T08:12:55Z",
  "fundingInstructions": {
    "source": {
      "currency": "USD",
      "beneficiaryName": "Zayment Finance Sp. z o.o.",
      "payoutRails": [
        {
          "payoutRail": "ach_push",
          "accountNumber": "213774930314",
          "routingNumber": "101019644",
          "bank": {
            "name": "Lead Bank",
            "address": "1801 Main St., Kansas City, MO 64108"
          },
          "depositFee": { "percentage": "0.5" }
        },
        {
          "payoutRail": "wire",
          "accountNumber": "213774930314",
          "routingNumber": "101019644",
          "bank": {
            "name": "Lead Bank",
            "address": "1801 Main St., Kansas City, MO 64108"
          },
          "depositFee": { "percentage": "0.5", "amount": "10.00", "currency": "USD" }
        },
        {
          "payoutRail": "swift",
          "accountNumber": "213774930314",
          "routingNumber": "101019644",
          "bic": "LEADUS33XXX",
          "bank": {
            "name": "Lead Bank",
            "address": "1801 Main St., Kansas City, MO 64108"
          },
          "depositFee": { "percentage": "0.5", "amount": "10.00", "currency": "USD" }
        }
      ]
    },
    "destination": { "asset": "USDC", "chain": "base" }
  }
}

EUR

Rails: SEPA · Category: ONRAMP IBAN + BIC. beneficiaryName is overridden with the real customer name for EUR and GBP.

EUR

{
  "id": "acct_3b91d7f0a25c48e1",
  "name": "EUR Account",
  "displayName": null,
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "EUR",
  "balance": { "amount": "0.00", "currency": "EUR" },
  "createdAt": "2026-09-04T09:20:11Z",
  "updatedAt": "2026-09-04T09:20:11Z",
  "fundingInstructions": {
    "source": {
      "currency": "EUR",
      "beneficiaryName": "Acme Trading Ltd",
      "payoutRails": [
        {
          "payoutRail": "sepa",
          "iban": "DE89370400440532013000",
          "bic": "MONZGB2L",
          "bank": {
            "name": "Banking Circle S.A.",
            "address": "2 Boulevard de la Foire, 1528 Luxembourg, LU"
          },
          "depositFee": { "percentage": "0.5" }
        }
      ]
    },
    "destination": { "asset": "USDC", "chain": "base" }
  }
}

GBP

Rails: Faster Payments · Category: ONRAMP Sort code + account number. GBP, MXN and BRL are priced by a single currency-wide fee that applies to every rail.

GBP

{
  "id": "acct_c17e4a9026bd4f38",
  "name": "GBP Account",
  "displayName": "UK collections",
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "GBP",
  "balance": { "amount": "100.00", "currency": "GBP" },
  "createdAt": "2026-09-02T11:41:07Z",
  "updatedAt": "2026-09-18T08:12:55Z",
  "fundingInstructions": {
    "source": {
      "currency": "GBP",
      "beneficiaryName": "Acme Trading Ltd",
      "payoutRails": [
        {
          "payoutRail": "faster_payments",
          "accountNumber": "25749157",
          "sortCode": "041307",
          "bank": {
            "name": "Banking Circle S.A.",
            "address": "2 Boulevard de la Foire, 1528 Luxembourg, LU"
          },
          "depositFee": { "percentage": "0.75" }
        }
      ]
    },
    "destination": { "asset": "USDC", "chain": "base" }
  }
}

MXN

Rails: SPEI · Category: ONRAMP CLABE is the payment coordinate. Whether an accountNumber also appears alongside it is the provider’s choice — handle both.

MXN

{
  "id": "acct_5d0b8e63af114c27",
  "name": "MXN Account",
  "displayName": null,
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "MXN",
  "balance": { "amount": "0.00", "currency": "MXN" },
  "createdAt": "2026-09-06T14:02:33Z",
  "updatedAt": "2026-09-06T14:02:33Z",
  "fundingInstructions": {
    "source": {
      "currency": "MXN",
      "beneficiaryName": "Zayment Finance Sp. z o.o.",
      "payoutRails": [
        {
          "payoutRail": "spei",
          "clabe": "646180157000000004",
          "bank": { "name": "STP" },
          "depositFee": { "percentage": "1" }
        }
      ]
    },
    "destination": { "asset": "USDC", "chain": "base" }
  }
}

BRL

Rails: PIX · Category: ONRAMP brCode is the full PIX BR Code payload — render it as a QR code for the payer.

BRL

{
  "id": "acct_a4c62f10de9b47b5",
  "name": "BRL Account",
  "displayName": null,
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "BRL",
  "balance": { "amount": "0.00", "currency": "BRL" },
  "createdAt": "2026-09-07T10:15:44Z",
  "updatedAt": "2026-09-07T10:15:44Z",
  "fundingInstructions": {
    "source": {
      "currency": "BRL",
      "beneficiaryName": "Zayment Finance Sp. z o.o.",
      "payoutRails": [
        {
          "payoutRail": "pix",
          "brCode": "00020126580014br.gov.bcb.pix0136123e4567-e12b-12d1-a456-4266554400005204000053039865802BR5913Endl Pagamentos6008Sao Paulo62070503***6304A1B2",
          "bank": { "name": "Banco Genial" },
          "depositFee": { "percentage": "1" }
        }
      ]
    },
    "destination": { "asset": "USDC", "chain": "base" }
  }
}

AED · FIAT

Rails: UAEFTS + UAEIPP · Category: FIAT A FIAT account holds what it receives, so there is no destination. AED FIAT is the only case that carries depositFeeNote instead of per-rail depositFee. Bank address is not returned for AED.

AED FIAT

{
  "id": "acct_7e3f95b2c08a416d",
  "name": "AED Account",
  "displayName": "Dirham balance",
  "status": "ACTIVE",
  "category": "FIAT",
  "currency": "AED",
  "balance": { "amount": "9437.57", "currency": "AED" },
  "createdAt": "2026-08-21T06:55:02Z",
  "updatedAt": "2026-09-19T12:30:41Z",
  "fundingInstructions": {
    "source": {
      "currency": "AED",
      "beneficiaryName": "ACME TRADING LTD",
      "payoutRails": [
        {
          "payoutRail": "uaefts",
          "iban": "AE070331234567890123456",
          "bic": "ZANDAEAAXXX",
          "bank": { "name": "Zand Bank PJSC" }
        },
        {
          "payoutRail": "uaeipp",
          "iban": "AE070331234567890123456",
          "bic": "ZANDAEAAXXX",
          "bank": { "name": "Zand Bank PJSC" }
        }
      ]
    },
    "depositFeeNote": "Higher of 0.1% of the deposit amount or AED 11.02 (3$)"
  }
}

AED · ONRAMP

Rails: UAEFTS + UAEIPP · Category: ONRAMP Same rails as AED FIAT, but it gains destination and per-rail depositFee, and loses depositFeeNote. Defaults are USDT on Ethereum.

AED ONRAMP

{
  "id": "acct_bb40c7d1e2f84a93",
  "name": "AED Ramp",
  "displayName": null,
  "status": "ACTIVE",
  "category": "ONRAMP",
  "currency": "AED",
  "balance": { "amount": "0.00", "currency": "AED" },
  "createdAt": "2026-08-21T06:55:02Z",
  "updatedAt": "2026-08-21T06:55:02Z",
  "fundingInstructions": {
    "source": {
      "currency": "AED",
      "beneficiaryName": "ACME TRADING LTD",
      "payoutRails": [
        {
          "payoutRail": "uaefts",
          "iban": "AE070331234567890123456",
          "bic": "ZANDAEAAXXX",
          "bank": { "name": "Zand Bank PJSC" },
          "depositFee": { "percentage": "0.1" }
        },
        {
          "payoutRail": "uaeipp",
          "iban": "AE070331234567890123456",
          "bic": "ZANDAEAAXXX",
          "bank": { "name": "Zand Bank PJSC" },
          "depositFee": { "percentage": "0.1" }
        }
      ]
    },
    "destination": { "asset": "USDT", "chain": "ethereum" }
  }
}

Introduction

Endpoints

Response by currency

Field matrix

Get account — a `200` per currency

USD

EUR

GBP

MXN

BRL

AED · FIAT

AED · ONRAMP

​Field matrix

​Get account — a 200 per currency

​USD

​EUR

​GBP

​MXN

​BRL

​AED · FIAT

​AED · ONRAMP

Field matrix

Get account — a `200` per currency

USD

EUR

GBP

MXN

BRL

AED · FIAT

AED · ONRAMP