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The route must resolve to Paywho. That means a Paywho-supported currency on a bank-transfer rail, or INR on BANK_TRANSFER, IMPS, UPI or CRYPTO. A Bridge-routed request — USD → EUR over ACH, for instance — is rejected with 400 Rail not supported for POBO.
The quote is valid for 10 minutes and backs one transaction.
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The API version this request targets. Required on every /api/v0/* call. Format YYYY-MM.<release>; 2026-09.1 is the latest. The version that served the request is echoed back on the response. Missing, malformed or unsupported values are rejected with 400.
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